
We strive to be as thorough and accurate as possible when determining the diminished value of your vehicle. However, if the insurance company comes back with a different amount, some negotiation may be required.
No need to worry — we handle all communication and negotiations on your behalf and will keep you informed every step of the way.
We aim to submit your report to the insurance company within a few days. After that, the timeline depends on the insurance company's internal process — it can take anywhere from a few days to a few weeks.
Rest assured, we’ll follow up regularly to keep things moving and ensure your claim doesn’t get overlooked. Our goal is to help you reach a fair settlement as quickly as possible.
This is the answer that we have gotten from multiple insurance companies -
1 - Paper checks typically take 7-10 business days
2 - Digital payments typically take 2-3 business days
The short answer is yes — but it depends on your state’s statute of limitations. For example, in Georgia, you have up to 4 years to file a diminished value claim, while in Texas, the window is 2 years.
If you’re unsure about your specific timeframe, feel free to reach out — we’re happy to help you determine whether you’re still eligible.
No worries — we handle the entire process for you, including submitting the report and negotiating with the insurance company.
If we’re unable to secure an offer for your diminished value claim, you don’t owe us anything. No fees, no catch — just our no-risk guarantee.
You might already have a sense that your vehicle could fall into this category — but don’t worry, you don’t need to guess. We’ve made the process simple and risk-free.
When you get started, one of our adjusters will review your file and determine whether the Classic/Exotic report (priced at $799) is required.
And remember, our no-risk guarantee still applies — if we can’t get you an offer, you don’t pay.
Classic and exotic vehicles require significantly more research and expertise compared to standard vehicles. Their unique market values, limited availability, and specialized repair considerations make the valuation process more complex and time-intensive.
The good news? We handle all of that behind the scenes — all you need to do is sit back while your adjuster completes the report.
Unfortunately no, if the insurance company determines that your vehicle is a total loss, they will pay you the full pre-loss value of the vehicle without any diminishment from their loss factored in.
In most cases, you cannot file a diminished value claim if you were at fault for the accident. However, there are some exceptions depending on your situation and insurance coverage.
For example, if your personal auto policy is written in Georgia, you may be able to file a first-party diminished value claim if you're considered at fault.
This also applies to claims under uninsured or underinsured motorist coverage, which require that you were not at fault to be eligible.
If you're unsure about your eligibility, feel free to reach out — we're happy to review your situation and guide you in the right direction.


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